Deposit Protection

eligibility
Bank of India 是存款保障計劃的成員。本銀行接受的合資格存款受存保計劃保障·,最高保障額為每名存款人HK$500,000. [Bank of India] is a member of the Deposit Protection Scheme. Eligible deposits taken by this Bank are protected by the Scheme up to a limit of HK$500,000 per depositor.


This scheme does not cover
  • Time deposits with a maturity longer than 5 years
  • Foreign Currency linked Products (Twin Currency)
  • Bearer Instruments (Such as bearer certificate of deposits)
  • Offshore Deposits